Do Social Housing Tenants in England Pay Council Tax?
If you rent a home from your local council or a housing association in England, you might be wondering if you need to pay council tax—and if so, how much. Council tax is a local tax charged by your council to help pay for local services, such as rubbish collection and social care. This article explains your responsibilities as a social housing tenant in England, outlines possible exemptions or discounts, and links you directly to official government resources.
Do Social Housing Tenants Have to Pay Council Tax?
Yes, most people living in social housing in England are responsible for paying council tax. Council tax applies to almost all households, whether the property is rented from the council, a housing association, or a private landlord. There are, however, specific rules on liability, exemptions, and discounts depending on your circumstances.
Who Is Responsible for Council Tax in Social Housing?
Generally, the person living in the property—known as the 'liable person'—must pay the council tax. In most social housing tenancies, this is the named tenant, not the landlord or housing association. You are usually responsible if:
- Your name is on the tenancy agreement.
- You are over 18 and living in the property as your main home.
Find out more about who has to pay council tax from the UK government.
Exemptions and Discounts
If you are on a low income, live alone, or live with people with specific circumstances (like full-time students or those with severe mental impairment), you may be eligible for some council tax relief. These include:
- Single Person Discount: 25% off if you live alone
- Low Income Support: You may qualify for Council Tax Reduction (CTR)
- Full Exemptions: If all occupants are full-time students or severely mentally impaired
Check the details for your local area using the find your local council tool.
How to Apply for Discounts or Council Tax Reduction
You usually apply directly to your local council. You will need to provide evidence of your income, benefits, or personal circumstances. Each council may have its own forms and online process, but all schemes follow national government guidelines.
Relevant Forms and How to Use Them
-
Council Tax Reduction (CTR) Application
- Form Name: Application for Council Tax Reduction
- When to use: If you are on a low income or receiving benefits and want to reduce your council tax bill.
- How to use: Complete the online or paper form provided by your local council (search 'council tax reduction' on your council's website or visit Council Tax Reduction: Apply). You will need details of your tenancy, income, and household members.
-
Single Person Discount Application
- Form Name: Single Person Discount Form
- When to use: When you are the only adult in your household
- How to use: Apply via your local council’s website. You may be asked to supply your tenancy details and confirm your status.
- Apply for council tax discount
-
Council Tax Exemption Form (Students/Severely Mentally Impaired)
- Form Name: Council Tax Exemption Application
- When to use: If everyone living in your home is a full-time student or has a severe mental impairment
- How to use: Download or request the exemption form from your local council's website and submit the required proof (e.g., student certificate or medical evidence).
- More about Council Tax Exemptions
If you're struggling to pay your bill, contact your council as soon as possible. Councils can offer payment plans or extra support in cases of hardship.
Legal Framework and Where to Challenge a Dispute
Social housing tenancies in England are governed mainly by the Housing Act 1985 (for council tenancies) and the Housing Act 1988 (for most housing association tenancies). Council tax matters are set out in the Local Government Finance Act 1992[1].
If you believe you have been incorrectly charged or denied a discount, you can appeal. In England, council tax disputes are heard by the Valuation Tribunal for England.
How to Challenge a Council Tax Decision
- Contact your council and follow their complaints or reconsideration process first.
- If unresolved, submit an appeal to the Valuation Tribunal for England using their online forms and guidance.
You cannot be penalised for making a genuine appeal, and the tribunal is independent of local councils.
Frequently Asked Questions
- Do social housing tenants always pay council tax?
Most do, but you may be able to claim discounts or exemptions if you live alone, are on a low income, are a student, or meet specific criteria. - Can my landlord or housing association pay my council tax for me?
No, tenants are almost always responsible. Payment is rarely included in the rent for social housing. - How can I apply for Council Tax Reduction?
Apply through your local council’s website. Visit Council Tax Reduction: Apply for details and links to local authorities. - What happens if I fall behind on my council tax payments?
If you fall behind, contact your council straight away. They can offer repayment plans, but ignoring the debt could lead to legal action. - Where do I appeal if I think my council tax is wrong?
After contacting your council, you can appeal to the Valuation Tribunal for England.
Summary: Key Takeaways
- Most social housing renters in England must pay council tax, but help is available for those in need.
- Apply for exemptions and discounts through your local council to reduce your bill.
- If you disagree with a council tax decision, you can appeal to the Valuation Tribunal for England.
Need Help? Resources for Renters
- Council Tax: UK Government Guidance
- Apply for Council Tax Reduction
- Valuation Tribunal for England – Dispute resolution and appeals
- Find Your Local Council for contact details and support
- Shelter England: Council Tax Reduction Advice
- Local Government Finance Act 1992
- Housing Act 1985 (applies to secure tenants/social housing)
- Housing Act 1988 (applies to most housing association tenants)
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